Most investors assume the primary risk in note investing is borrower default. That assumption is understandable. It is also not always correct. In practice, the losses that hurt the most rarely come from missed payments. They come from defects no one noticed at...
Most people quote LTV when they talk about "risk." But when you buy notes at a discount, LTV can describe the loan and still miss your exposure. At 7e, we track LTV, but we underwrite decisions around Investment-to-Value (ITV) because it ties risk to the only number...
2026 is not repeating 2008 but it is reshaping real estate. While the headlines focus on rising foreclosure rates, the more critical story lies in what that data signals and how fund operators adapt in real time. At 7e, our view is not shaped by panic or press cycles....
If your underwriting assumes a non-judicial foreclosure will resolve on schedule, you are not underwriting risk. You are transferring it to chance. This misconception shows up across note portfolios, even among investors who can recite statutes, notice periods, and...
2026 Outlook for Mortgage Note Funds: Market Trends, Risks, and Opportunities 2026 mortgage note fund outlook signals a year of recalibration not collapse. As lending tightens and investor-backed delinquencies rise, note fund managers must stay focused on...
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