Create Passive Income through Mortgage Note Investing
*We are not CPAs nor providing tax advice. Please consult with your tax professional.
7e Investments Builds Wealth For Accredited & Non-Accredited Investors
BENEFITS OF INVESTING
7e Investments is Dedicated to Building Wealth for You
1. We purchase mortgage notes at 40-60% discounts providing a cushion on top of the equity already in the home from the down payment and monthly payments before the mortgage went past due.
2. Our investment portfolio spans 40 markets across the United States. This diversification protects the fund and investment capital against uncertainties of local market conditions.
3. A dedicated team of real estate professionals at your service: Real estate attorneys, property accountants, and state-licensed servicers trained in borrower communication work together to ensure proper management and profitability of the fund.
WHY 7e?
Why Should You Invest in the 7e Mortgage Note Fund?
ENJOY POTENTIAL TAX BENEFITS:
Distributions are intended to be taxed as dividends and may be taxed lower than interest income.*
Earn passive income:
8 – 10% annualized return rate, distributed monthly.
We are IRA-ready:
Generate monthly income for or in retirement.
Bonus shares
Function as holdings you purchase starting at $25,000.
Zero management fees!
A fund where we put you first and deliver support without additional fees.
*We are not CPAs nor providing tax advice. Please consult with your tax professional.
If you are investing with a self-directed IRA, this investment may not be subject to UDFI/UBIT due to the corporate structure, please consult your tax professional for personalized advice.
| YOUR INVESTMENT | AFTER-TAX INCOME (If taxed as “Interest”) Monthly |
AFTER-TAX INCOME |
| $10,000 | $42 | $53 |
| $50,000 | $210 | $267 |
| $75,000 | $315 | $400 |
| $100,000 | $420 | $533 |
| $1 million | $4,200 | $5,333 |
After-Tax Income for interest based on a 37% tax rate and 20% dividend rate.
“Who says being retired means that taxes don’t matter as much? By getting 8%, and as dividends, I’m completely covering my monthly needs because I keep more of the income.”
INVESTMENT PROCESS
7e Investments Is A Mortgage Note Fund
We invest in single-family loans in which the borrower is late or delinquent in making payments. Often, they stop making payments because of a temporary problem—a job loss, an illness, or the death of the spouse—and it takes a thorough understanding of their situation and prospects to determine if they can get back on track.
We buy these loans at a steep discount, typically 40–60%, so we often have the flexibility to adjust payments to a level that borrowers can afford. We create win-win situations, structuring deals that allow the borrowers to stay in their homes wherever possible: while also making interest and principal payments.
Since we invest in a limited number of these loans, we are able to thoroughly investigate the borrower’s context and financial situation, creating a three-dimensional picture of the mortgage note. We know a lot about which borrowers are likely to make things right and which borrowers will continue to shirk their responsibilities. We invest in the first type and avoid the second.
We make every effort to reach an agreement with the borrower. In the unusual cases where that’s not possible, we take over the property, fix it up and sell it, often at a profit*.
*7e Investments does not provide tax guidance. Please consult with your tax professional for personalized advice.
INVESTMENT GUIDE
Learn more about 7e Investments, our investment process and history, and how investing can lead to high returns and a second chance for struggling families.
INVESTMENT PROCESS
7e Investments Is A Mortgage Note Fund
SHARE PRICE
$10
MINIMUM INVESTMENT:
$5,000
HOLDING PERIOD:
4yrs.
REDEMPTION POLICY:
If you redeem shares before four years have passed, you will lose your bonus shares and be subject to early redemption penalties as follows:
| Within 12 months – 12% | From 12 months to before 24 months – 10% |
| From 24 months to before 36 months – 9% | From 36 months to before 48 months – 5% |
Our service provider team for this $75 million offering:
BROKER DEALER:
MIT Associates ESCROW AGENT &
FINTECH PROVIDER:
North Capital
ATTORNEYS:
Law Offices of Nelson KuiperAUDITORS:
Grant Thornton LPPTRANSFER AGENT:
STC TransferCWS Distribution
CWS Distribution History
To date, we have provided an 8% distribution (annually, paid monthly) on all contributions, including bonus shares. The actual distribution for investors is higher than 8% if they invested over $25,000 and received bonus shares.
*Bonus distribution.
| Month | Annualized Distribution Before Bonus Shares* |
| Aug 2022 | 8% |
| Sep 2022 | 8% |
| Oct 2022 | 8% |
| Nov 2022 | 8% |
| Dec 2022 | 8% |
| Jan 2023 | 8% |
| Feb 2023 | 8% |
| Mar 2023 | 8% |
| Apr 2023* | 12% |
| May 2023 | 8% |
| Jun 2023 | 8% |
| Jul 2023 | 8% |
| Aug 2023 | 8% |
| Sep 2023 | 8% |
| Oct 2023 | 8% |
| Nov 2023 | 8% |
| Dec 2023 | 8% |
| Jan 2024 | 8% |
| Feb 2024 | 8% |
| Mar 2024 | 8% |
| April 2024 | 8% |
| May 2024 | 8% |
| June 2024 | 8% |
| July 2024 | 8% |
START YOUR INVESTMENT
TALK WITH OUR TEAM
© 2023 CWS INVESTMENTS MORTGAGE NOTES | PRIVACY POLICY
THE OFFERING IS MADE ONLY BY MEANS OF THE OFFERING CIRCULAR WHICH CAN BE FOUND AT 7einvestments.com/invest. AN OFFERING STATEMENT REGARDING THIS OFFERING HAS BEEN FILED WITH THE SEC. THE SEC HAS QUALIFIED THAT OFFERING STATEMENT WHICH ONLY MEANS THAT CWS INVESTMENTS MAY MAKE SALES OF THE SECURITIES DESCRIBED BY THAT OFFERING STATEMENT. IT DOES NOT MEAN THAT THE SEC HAS APPROVED, PASSED UPON THE MERITS OR PASSED UPON THE ACCURACY OR COMPLETENESS OF THE INFORMATION IN THE OFFERING STATEMENT.
THE SECURITIES OFFERED BY CWS INVESTMENTS NOTES INVESTMENTS ARE HIGHLY SPECULATIVE. INVESTING IN SHARES OF COMMON STOCK SEVENEY MORTGAGE NOTES INVESTMENTS, INVOLVES SIGNIFICANT RISKS, OR THE POSSIBLITY OF LOSING YOUR ENTIRE INVESTMENT.
SOME OF THE STATEMENTS UNDER “OFFERING SUMMARY”, “RISK FACTORS”, “MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATINS”, “THE COMPANY’S BUSINESS” AND ELSEWHERE IN THE OFFERING CIRCULAR CONSITUTE FORWARD-LOOKING STATEMENTS. FORWARD-LOOKING STATEMENTS RELATE TO EXPECTATIONS, BELIEFS, PROJECTIONS, FUTURE PLANS AND STRATEGIES, ANTICIPATED EVENTS OR TRENDS AND SIMILAR MATERS THAT ARE NOT HISTORICAL FACTS. IN SOME CASES, YOU CAN IDENTIFY FORWARD-LOOKING STATEMENTS BY SUCH TERMS AS “ANTICIPATE”, “BELIEVE”, “COULD”, “ESTIMATE”, “EXPECT”, “INTEND”, “MAY”, “PLAN”, “POTENTIAL”, “SHOULD”, “WILL”, AND “WOULD” OR THE NEGATIVES OF THESE TERMS OR OTHER COMPARABLE TERMINOLOGY.
YOU SHOULD NOT PLACE UNDUE RELIANCE ON FORWARD-LOOKING STATEMENTS. THE CAUTIONARY STATEMENTS SET FORTH HERE AND IN THE OFFERING CIRCULAR, INCLUDING IN “RISK FACTORS” AND ELSEWHERE, IDENTIFY IMPORTANT FACTORS WHICH YOU SHOULD CONSIDER IN EVALUATING OUR FORWARD-LOOKING STATEMENTS.
PROSPECTIVE INVESTORS SHOULD INFORM THEMSELVES AS TO THE LEGAL REQUIREMENTS AND TAX CONSEQUENCES WITHIN THE COUNTRIES OF THEIR CITIZENSHIP, RESIDENCE, DOMICILE AND PLACE OF BUSINESS WITH RESPECT TO THE ACQUISITION, HOLDING OR DISPOSAL OF SECURITIES OF THE TYPE DESCRIBED HEREIN, AND ANY FOREIGN EXCHANGE OR OTHER NON-U.S. RESTRICTIONS THAT MAY BE RELEVANT THERETO.
