Impact Investing Through Mortgage Notes: Earn Passive Income and Make a Difference

by chrisseveney | Nov 25, 2024 | blog

Impact investing is a popular way to align financial goals with positive social outcomes. Mortgage notes are a powerful tool for this. With mortgage note investing, you can earn passive income while supporting borrowers in keeping their homes. This approach to socially responsible investing brings both profit and purpose. For a simplified path to socially responsible investing, a mortgage note fund like the one at 7e Investments offers investors the opportunity for both passive income and impact investing.

What Are Mortgage Notes?

Impact investing allows investors to grow wealth while making a positive impact. Mortgage notes offer a unique way to do this in real estate. When you buy a mortgage note, you own the right to collect loan payments. Mortgage notes are an alternative investment that allows you to profit from real estate without owning property. At 7e Investments, our mortgage note fund helps stabilize communities while providing consistent returns.

Why Invest in Mortgage Notes?

Passive Income from Mortgage Notes: Mortgage notes can provide investors reliable income. Borrowers make regular payments, offering a steady stream of passive income. For impact-driven investors, this supports financial goals and helps homeowners at risk of foreclosure.
Diversify Your Investment Portfolio: Mortgage notes add diversity to an investment portfolio. Notes are non-correlated to the stock market which can mean steady returns for those seeking risk-adjusted alternative investments.

Impact Investing: How Mortgage Note Investing Helps Families

Mortgage note investing lets investors make a difference. By working with borrowers to keep them in their homes, investors strengthen families and communities. Unlike banks, which may foreclose quickly, 7e Investments works with borrowers to find solutions.

Prevent Foreclosures: By purchasing distressed notes, investors can help borrowers avoid foreclosure. This supports families and stabilizes communities—a key goal of impact investing.
Offer Loan Modifications: At 7e Investments, option one is always to work with borrowers. Our solutions allow families to stay in their homes, which often leads to faster returns than foreclosure.
Build Stronger Communities: Supporting families in staying in their homes improves more than financial stability. It creates emotional security and strengthens the community.

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Mortgage Note Funds: A Simple Way to Start Impact Investing

Buying individual mortgage notes can be complex. For a simple path to impact investing, consider a mortgage note fund. At 7e Investments, our managed fund lets investors earn returns and create social impact without the details of managing individual assets.

Benefits of a Mortgage Note Fund

Expert Management: Fund managers handle the details of sourcing, buying, and managing notes. This lets investors focus on returns while creating impact through socially responsible investing.
Built-In Diversification: Mortgage note funds spread investments across various notes, reducing risk and creating stability.
Access to High-Quality Opportunities: Funds can access exclusive deals, which can provide higher returns and greater borrower support.

benefits of mortgage note funds

Choosing the Right Mortgage Note Fund for Your Goals

Not all mortgage note funds share the same values. At 7e Investments, we aim for steady returns while keeping borrowers in their homes. This approach aligns with impact investing goals, supporting both families and investors. Some funds may focus only on foreclosure and taking back properties. It’s wise to choose a real estate fund that matches your values for socially responsible investing.

7 benefits of investing with 7e Investments — Benefits of investing with 7e Investments for impact investing, passive income, and more.

Why Impact Investors Choose Mortgage Note Funds

Mortgage note investing offers a unique way to earn returns and support social impact. Whether through direct investments or a fund, mortgage notes help investors create passive income while helping families keep their homes.

Real Social Impact: Mortgage note investing provides direct help for families at risk of foreclosure. Investors can trust that their capital is creating positive change.
Scalable Investment: Mortgage notes suit investors at many levels. You can invest in a single note or a mortgage note fund to diversify your portfolio.
Hands-Off, Impactful Investing: For those who prefer impact investing without hands-on work, mortgage note funds are ideal. At 7e Investments, we handle the process so you can enjoy steady returns and social impact.

impact investing: Passive income & purpose with mortgage note funds

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How to Get Started with Impact Investing

Direct Mortgage Note Investment: If you prefer direct investment, study mortgage notes carefully. Understand sourcing, due diligence, and compliance.
Invest in a Mortgage Note Fund: For an easier way to get started, consider a mortgage note fund like 7e Investments. Our fund helps investors align their profit and purpose by balancing returns with borrower support.

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Summary

Mortgage note investing blends financial growth with social impact. By helping borrowers keep their homes, investors create income and stabilize communities. Whether you choose direct investments or a mortgage note fund, mortgage notes offer a rare chance to achieve both profit and purpose.

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